How Will My Credit Rating be affected?

My Credit Rating
Many people believe that making an application for bankruptcy means you will have a damaged credit rating for life. Reality is, you will not. The first 3 years you are bankrupt are the most challenging years. After these first 3 years, you are then referred to as a “discharged bankrupt”.

There are lending institutions out there who will help discharged bankrupts to obtain loans. However, after 5 years (or 2 years after you are a discharged bankrupt) you will then go back to a perfect credit rating again. To learn more on credit ratings call us on 1300 795 575.

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PHONE: 1300 795 575